Bank-Rates.net offers up to date information about bank rates across the US to help you succeed in your personal finance goals. Banks serve as intermediaries between the primary lenders, or depositors, and the ultimate borrowers. Since the deregulation of the 1980s and 1990s, the differences between the types of financial institutions have become indistinct. Commercial banks, savings banks, credit unions, and money market funds compete with nearly identical products, services, and bank rates. Stay up to date with Bank-Rates.net